No Bake Peanut Butter chocolate chip balls - Using Powdered Milk

1 cup honey
1 1/2 cup creamy peanut butter
2 cups dry powdered milk
3 cups oats (instant or old fashioned)uncooked
1-2 Tbsp wheat germ
1/2 cup mini chocolate chips or 1/2 cup crushed graham cracker crumbs


Mix all together, form balls place on wax paper. Freeze until firm and place in ziploc bag.